Colorado Health Insurance Made Affordable By SBS!

Colorado Health Insurance Online.com
Southern Brokers Services Inc.

You Can Usually Keep The Same Doctors When You Change Coverage

Health Savings Accounts

Life Insurance

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The Best Health Insurance In Colorado!

At SBS, we promise to help you find the best solution for you and your family and provide you with world class service when you have a question or need help in the future. We have been offering health insurance solutions for people just like you for over 20 years! We can serve you better than anyone! No more calling the mega companies that put you through a maze of phone options, when all you want is a live person to help you! With SBS, a live person will answer your call and a licensed agent is always available to help.

Why Do You Need A Health Insurance Broker?

Good question. A broker can help you navigate the complex choices out there. Think you are safe with a "Name Brand Company"? Maybe not. All the big companies have value or saver plans that may be stripped down to minimal coverage. This could cost you tens of thousands or more at claim time! Do you have any medical conditions. This can drastically affect the premium you are charged or even your ability to get insured. Your well informed broker can help you get insured for less and may be able to help you get insured when you thought you could not!
Call 1-800-381-9149 or Click Here for an accurate quote today. We are dedicated to providing you with the best service at the lowest possible price!

Click Here For A Free Online Multi Company Quote Today!

"Ask An Agent"

What Is The Advantage Of
Working With A Broker?

When you work with a broker like us, we will work as an advocate for you! We do not work for the insurance company. When you have questions or issues, you can talk with a licensed agent, not a customer service rep who may have just started yesterday and may be gone tomorrow. We know you and will work harder to make things work like you think they should!

Did You Know?

Brokers are paid by the insurance company. Additionally, the insurance company does not charge you extra. Your rate is regulated by the state. Regardless of whether you buy your plan from the company direct, or a broker, you pay the same price.

Want To Know More?

Is It Time To Look At Your Life Policy?"

If you have had your life insurance policy for more than 2 years, the answer is yes. All companies are not equal! We may be able to save you thousands of dollars over the 20 or 30 year life of your policy!

Medical Condition	Company "A"	Company "B"	Company "C"
The chart below shows real examples of how different carriers will treat your medical conditions. You could be paying hundreds more per year or unable to get coverage if you don't know where to go. Do you know which carrier is best for your situation? We do.
Significantly Overweight	50% Rate Up	30% Rate Up	Decline
Overweight, HBP and Tobacco	90% Rate Up	Decline	Decline
C Section	Preferred	Standard	Rider
Type II Diabetes	50% Rate Up	Decline	Decline

The examples given are from real, high quality health insurance companies. These are not limited benefit plans or discount plans. All the examples are subject to underwriting, but do reflect the general underwriting practices of the companies. Your actual experience will be based on your particular health. Underwriting also varies state to state. Most companies provide an opportunity to apply with no financial risk to you. Some will take a deposit, but generally, it is refundable if you are not accepted or choose not to take the policy as issued. Your agent can provide you with more detail and place you with the right carrier.

Give Us A Call At 800-381-9149 Or Click Here For A Free Quote Today!

Colorado Health Insurance Online.comSouthern Brokers Services Inc.